MIM Finance Company Limited (t/a Money in Minutes or MIM) is a UK-originated FinTech start-up in the process of launching its exciting products in Nigeria. MIM’s aim is to provide straightforward and instant finance to consumers in a bid to help solve the current access to finance problems in Africa. MIM’s products would also make it possible for low and middle-class earners to acquire white goods and solar energy-generating equipment in a bid to resolving the electricity challenge engulfing the continent.

We are recruiting to fill the position below:

Job Title: Field Sales Representative
Locations: Alaba, Apapa & Ladipo - Lagos
Employment Type: Full-time


Job Summary

* We are seeking dynamic and results-driven Field Sales Representatives to promote and expand our SME vehicle-backed loan product.
* This role involves direct market engagement with informal and semi-formal business operators in high-potential commercial clusters across Lagos.
* Ideal candidates will have experience in FMCG sales, POS/Agency Banking, or lending and thrive in fast-paced, field-based environments.


Key Responsibilities

* Drive loan demand generation and disbursement by engaging business owners in target zones such as Mile 12, Owode, Alaba, Ladipo, Wharf, and Apapa.
* Build lasting relationships with vehicle-backed SMEs, logistics operators, and FMCG wholesalers.
* Educate prospective clients on product benefits, disbursement process, and collateral requirements.
* Achieve a minimum of one complete loan application per day through direct field engagement.
* Maintain accurate tracking of leads, interactions, and application status using internal tools.

Deployment Strategy:

* Team-based deployment to commercial zones with high concentrations of eligible SMEs.
* Strategic focus on regions with high daily cash flow, asset-backed businesses, and inventory-based operations.


Qualifications

* Minimum of OND or equivalent in any discipline (HND / B.Sc Degree is an advantage).
* 1 - 3 years of field sales experience, preferably in FMCG, agency banking, or micro-lending.
* Strong verbal communication and persuasion skills in English and at least one major local language.(Yoruba/Igbo).
* Familiarity with Lagos commercial markets and informal business environments.
* Self-driven, target-oriented, and comfortable working in outdoor/market-facing roles.
* Ability to use mobile apps or digital tools for lead capture and loan application processing.
* Residency within or near target clusters is a plus.
* Excellent negotiation, communication, and interpersonal skills.
* Strong familiarity with Lagos informal markets (e.g., Alaba, Trade Fair, Oke-Arin, Computer Village, etc.).

Ideal Candidate Profile:
* Proven track record in field sales, especially in FMCG, Agency Banking, or financial services.
* Strong interpersonal and persuasive selling skills.
* Deep understanding of Lagos business hubs and informal market structures.
* Self-motivated, goal-oriented, and resilient under pressure.


Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV and a cover letter detailing their relevant experience and vision for the role to: career@moneyinminutes.ng using the Job Title as the subject of the mail.