Job Type: Full Time
Qualification: BA/BSc/HND
Experience: 2 - 3 years
Location: Lagos
Job Field: Sales / Marketing / Retail / Business Development


Job Summary:

The Risk Assets Sales Officer will be responsible for selling credit products, managing credit risk, and meeting sales targets. The ideal candidate must have a strong understanding of credit products, credit analysis /appraisal skills.

Key Responsibilities:

* Sell credit products to customers, including loans and other credit facilities
* Conduct credit analysis and appraisal to assess creditworthiness of customers
* Manage credit risk by identifying, assessing, and mitigating potential credit risks
* Meet sales targets and key performance indicators (KPIs)
* Build and maintain relationships with customers and stakeholders
* Stay up-to-date with market trends, industry developments, and regulatory requirements

KPIs:

Product knowledge: Demonstrate in depth knowledge of credit products and services.
Sales targets: Meet or exceed monthly/quarterly sales targets for credit products
Customer acquisition: Acquire new customers and grow the customer base
Customer retention: Retain existing customers and maintain high levels of customer satisfaction
Risk management: Identify and mitigate potential credit risks, and maintain a low risk profile


Performance Metrics:

* Sales growth rate
* Credit portfolio quality
* Customer satisfaction ratings
* Risk asset quality
* Return on assets (ROA)


Requirements:

* Graduate in Business/Finance
* Must have 2-3 years hands-on experience in Credit Products Sales and Administration
* Must have basic understanding of Credit Analysis/Appraisal
* Must be ready to work with Targets.


Skills and Competencies:

* Good understanding of credit products and risk management
* Strong sales and customer service skills
* Excellent analytical and problem-solving skills
* Good understanding of credit products and risk management
* Ability to work in a fast-paced environment and meet targets
* Strong communication and interpersonal skills

Salary: Competitive.



Method of Application
Interested and qualified candidates should forward their CV to: fundsworthrecruits@gmail.com using the position as subject of email.