Job Type: Full Time
Qualification: BA/BSc/HND
Experience: 3 years
Location: Kaduna
Job Field: Banking , Sales / Marketing / Retail / Business Development


Duties & Responsibilities

Book quality assets and ensure effective portfolio monitoring for early detection of defaults.
Work closely with the Business Manager in the execution of the team’s functions and activities.
Champion the drive for deposit mobilization and trade transaction
Provide the best customer service available in the industry.
Develop and maintain relationship with clients by providing professional and specialized financial solutions in all areas.
Assist in Transaction Memos and provide relationship background and financial information support, as necessary.
Provide support in the structuring of credits in line with business potentials.
Manage and deepen relationships with existing and prospective customers.
Win new accounts and resuscitate dormant relationships.
Market the bank’s products to meet customer needs.
Initiate development of products required to meet customer needs.


Education

Minimum Education: First Degree or its equivalent in any discipline preferably business-related.
Higher Degrees and relevant Professional Certificate will be an added advantage.


Experience

Minimum experience – 3 years relevant banking (marketing and credit) experience
Knowledge

Good Knowledge of the business environment
Credit/Risk Management
Banking structure, policies, and procedures
Customer Service
Strategic Business Planning


Skill/Competencies

Negotiation skills
Strong networking and relationship
Management skills
Reasoning and analytical skills
Deal structuring skills
Strong credit and marketing skills
Excellent people management skills
IT and Computer appreciation
Communications skills (written and oral)
Portfolio Management
Credit Assessment and Structuring
Marketing/ Sales
Business/ Product Development
Customer Relationship Management
Budget Planning & Control
Financial Analysis Business
Operational Strategy