First Ally Capital was incorporated on May 20, 2014 as an Issuing House and Financial Advisory firm, with an authorized share capital of N2.5 billion, and an issued and fully-paid up capital of N1.9 billion. The Firm was licensed by the Securities and Exchange Commission on November 20, 2014. The firm commenced operations at a very significant point in the evolution of the Nigerian financial services industry and has leveraged its solid capital base and the excellent track-record and credentials of its team, directors and shareholders. The team behind the firm have been involved in various transactions ranging from Issuance of bonds, raising equity capital, mergers and acquisition, restructuring to project advisory services.

Job Type: Full TimeQ
ualification: BA/BSc/HND
Experience: 5 - 7 years
Location: Lagos
Job Field: Banking


Job Role

First Ally Trust Microfinance Bank's Branch Manager is responsible for the development, coordination, supervision, and implementation of operational and business activities in the branch. The job holder implements strategic plans and drives sales targets and revenue in line with budgetary projections.

Duties and responsibilities

Ensure high-quality service by efficiently managing, developing, and using all available resources (i.e., staff, systems, and processes).
To ensure that customers are migrated to more appropriate and cost-effective channels and that cross-selling opportunities are identified and actioned based on customer needs.
Proactively identify and assess the risks faced by the branch and reduce the overall exposure by maintaining an effective system of controls.
Ensure the effective rollout of management initiatives to the branch
Maintains a high level of integrity and ethical standards
Manage assets, e.g. cash and cost accountabilities, with emphasis on the containment of controllable costs
Manage and ensure overall operational readiness/efficiency of branch infrastructure (including premises, assets, physical security, opening/closing procedures, and operational issues such as fraud, losses, and differences).
Ensure that an effective control structure is maintained, with control activities defined at every level and duties appropriately segregated, and recommend revision of internal controls where appropriate, to address new or previously uncontrolled risks.
Ensure that dual controls and levels of authority and limits of access to information/systems are adhered to
Develop marketing and relationship management plans to achieve responsive sales targets for the centers
Coach the responsive relationship management team on product knowledge.
Monitor and manage the performance and development of subordinates to ensure sustained profitability, compliance with the Code of Banking Practice, internal controls, and overall well-being of staff
Prepare a staffing plan to meet service demands in the branches
Prepare periodic reports including daily, weekly, monthly, quarterly, and annual reports
Achieve volume and revenue target
Flexibility to carry out any other task as requested by management.
Qualifications

HND/BSc in Science, social science or any other related course
Evidence of completion of Microfinance Certification programme.
Skills

Basic Financial Analysis – Ability to interpret income statement, balance sheet, cash flow statement, and financial ratios.
Business acumen – Ability to spot opportunities and optimize revenue generation for the business
A thorough knowledge of standardised banking products
Analytical and practical understanding of workflow, capacity planning/optimisation and process implementation
Proven experience of marketing and negotiating techniques
A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME products.
Extensive knowledge of banking regulations
Understanding and application of Best Practice in all areas of Operations with the ability to drive efficiency and effectiveness
Strategy planning and implementation
Strong planning, organizational and time management abilities
Excellent computer skills; experience in financial software, Microsoft Office Suite
Advanced knowledge of regulatory provisions, policies and best practices
Leadership, team management and mentoring
Metrics-driven mindset
Excellent verbal and written communication skills, including the ability to effectively communicate with internal and external customers.
Proficient in the use of MS Office suite.